CAT | Denver Area
Recognizing the signs of a STROKE can save a life . . . perhaps one who is closest to you! Thank you Cindee for sharing.
STROKE IDENTIFICATION:
During a BBQ, a friend stumbled and took a little fall – she assured everyone that she was fine (they offered to call paramedics) .she said she had just tripped over a brick because of her new shoes.
They got her cleaned up and got her a new plate of food. While she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening.
Ingrid’s husband called later telling everyone that his wife had been taken to the hospital – (at 6:00 PM Ingrid passed away.) She had suffered a stroke at the BBQ. Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today. Some don’t die. They end up in a helpless, hopeless condition instead.
It only takes a minute to read this…
A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke…totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.
RECOGNIZING A STROKE
Thank God for the sense to remember the ’3′ steps, STR . Read and Learn!
Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster. The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.
Now doctors say a bystander can recognize a stroke by asking three simple questions:
S *Ask the individual to SMILE.
T *Ask the person to TALK and SPEAK A SIMPLE SENTENCE (Coherently)
(I.e. It is sunny out today.)
R *Ask him or her to RAISE BOTH ARMS.
If he or she has trouble with ANY ONE of these tasks, call emergency number immediately and describe the symptoms to the dispatcher.
New Sign of a Stroke ——– Stick out Your Tongue
NOTE: Another ‘sign’ of a stroke is this: Ask the person to ‘stick’ out his tongue.. If the tongue is ‘crooked’, if it goes to one side or the other, that is also an indication of a stroke.
A cardiologist says if everyone who gets this message sends it to 10 people; you can bet that at least one life will be saved.
I have done my part. Will you?
5
Stamping Out Fraud
Posted in Announcements, Colorado Springs Area, Denver Area, Open Forum, Senior Center
Please take the time to read this scam. Watch the register while shopping. These deluxe credit card machines make it easy for cash to be stolen via your credit card. Thank you Rose for sharing.
THIS IS INTERESTING, CAN YOU IMAGINE AT XMAS WHEN EVERYONE IS IN A RUSH!
It happened at Wal-Mart (Supercenter Store #1279, 10411 N Freeway 45, Houston, TX 77037 a month ago. I bought a bunch of stuff, over $150, & I glanced at my receipt as the cashier washanding me the bags. I saw a cash-back of $40. I told her I didn’t request a cash back & todelete it. She said I’d have to take the $40 because she couldn’t delete it. I told her to call a supervisor. Supervisor came & said I’d have to take it. I said NO! Read more here . . . Stamping Out Fraud
16
Loan Modifications for Everyone
Posted in Breaking News, Colorado Springs Area, Denver Area
The Federal Government has come out with a few different programs to help people with loan modifications. Now these programs are available not only to people who are behind on their house payments, but also to homeowners who are struggling with their mortgage. Read on below to learn more about the programs and see if you and/or your home will qualify.
These special programs are called HARP or HAMP depending on which may be applicable to your situation. They provide the following key elements:
1) A $75-100 Billion program
2) Objective is to reach 7-9 million homeowners before delinquency
3) Must be an existing Fannie Mae or Freddie Mac owned loans to $729,750 that are conforming (not jumbo)
4) Can modify loans up to 125% Loan-to-Value for “upside down” mortgage with no mortgage insurance
5) Reduced interest rate to as low as2+% for a 5 year period.
6) Extend the term to 40 years
7) Temporarily suspend principal payments
8) Must be your primary residence for the 1st Deed of Trust only.
9) Gives lenders incentives to fund this loan anywhere from $1000-$1500
10) Homeowner does not have to be “upside down” on their mortgage
11) Credit scores may not be applicable
First, determine if your 1st mortgage loan is Fannie Mae or Freddie Mac owned – see the links below for that. Then research the other links to see if you qualify for the loan modification and the terms that may be offered you.
General information about the Making Home Affordable Program
http://www.makinghomeaffordable.gov/
Fannie Mae Loan Look-Up
http://loanlookup.fanniemae.com/loanlookup/
Freddie Mac Loan Look-Up
https://ww3.freddiemac.com/corporate/
HAMP program administration site
12
Revised Tenant Responsibilities
Posted in Colorado Springs Area, Denver Area, Landlords & Tenants
Under Colorado law, provisions have been enacted in 2008 to protect a landlord’s property from abusive and negligent tenants. The revised statute states: “In addition to any duties imposed upon a tenant by a rental agreement, every tenant of a residential premises has a duty to use that portion of the premises within the tenant’s control in a reasonably clean and safe manner. A tenant fails to . . . read more (see section 38-12-504).
Stunning home in Lone Tree featuring gorgeous views. Built by Joyce Homes in 2004 with a Tuscany style backing up to a greenbelt this home is not to be missed. Click here to get the property details and see the pics. To schedule a private showing, call Cheryl at 720-373-0654.
Located in Ken Caryl Valley just behind the hogback south of Morrison and Red Rocks you’ll find one of the best opportunities to score big on a great home – offered at a very competitive price. Take a look at the photos and property details here. If you’d like to know more or see this exceptional home, then pop me an email or call me.
Fortune Magazine in October reported the extent of China’s expansion in global economics as they set out to accumulate many interests worldwide. Are they destined to own the world? Read more here.
The Denver Business Journal reports that homes sales are on the rise in the month of October in the metro area. The average selling price for single family homes was $261,771 and for condos and townhomes the average selling price was $161,451. Read more here.
Interest rates are about as low as they will go . . . rates as low as 4.5% for government financing on a 30 year mortgage, and on a conventional loan the rates begin at 4.75%. Interest rates change daily and sometimes more than once/day. Check with your lender to see which way the market is heading and then determine if you want to lock in your rate or float the rate. Remember that the movement of interest rates by as little as ¼% can result in a monthly payment fluctuation of $100 or more depending on your loan amount. So waiting for lower interest rates is probably not going to happen. Buying a home now while the rates are at historic lows, property prices beginning to rise, and inventory at an all time high . . . NOW is your best bet to capitalize on a golden opportunity. Remember, there’s never a bad time to buy, but there’s better. That time is NOW, particularly when you factor in the recently extended and expanded tax credit . . . sending CASH back to home buyers. By the way, it’s taking about 6 weeks for Uncle Sam to process your tax credit and issue a check to you.
Not sure whether the stock market is the place to put your investments? Read more here to learn about self-directed IRA’s to purchase real estate. Then if you want to counsel with an administrator for these self-directed IRA accounts, call me and I’ll connect you with a qualified representative.